Competitive Strategies and Government Policies Paper on...

Competitive Strategies and Government Policies Paper on Wal-Mart ECO/365 University of Phoenix Week 5, Learning Team Assignment March 18, 2013 Management has recognized the effect of changes in the real-world competitive environment and government policies on other industries and anticipates similar events occurring in their industry, so they ask you for a report considering the following points. Write 1,400 – 1,750-word paper of no more than in which you describe how each of the following are or potentially will affect your industry or one with which you are familiar: †¢ New companies entering the market, mergers, and globalization, on pricing and the sustainability of profits: Identify the type of merger activity in your†¦show more content†¦Wal-Mart continues to expand their brand name to maintain the iron fist hold on the market they currently dominate. These generic brands allow Wal-Mart to cut prices and offer many goods lower than their competitors. Wal-Mart has announced expanding its generic line by approximately 80 new products, boasting that the products are an average of 40% lower than popular brands. Wal-Mart like other large retailers has to abide to tax laws and regulation set in place by the government. Wal-Mart like any other company has regulations to follow such as the antitrust laws. Antitrust policy is the government’s policy toward the competitive process (). Where the government may intervene is say if Wal-Mart was merging with a company, and it was taking a complete strong hold on the market giving it t he ability to fluctuate prices as high as may want to. Still being able to retain consumers even at such a high price and they can do nothing about it. Antitrust regulation can prevent a company like Wal-Mart from doing so. The specific law is the Sherman Antitrust Act of 1890 designed to regulate the competitive process. Wal-Mart biggest externality from opening a store in a small town can undermine the town centers and replace them with commercial sprawl on the outskirts of these towns (). If these externalities are a reason to limit Wal-Mart’s aggressive pricing policies is a debatable question (). An externality is theShow MoreRelatedWal Mart s Corporate Administration1709 Words   |  7 PagesIntroduction:- Wal-Mart is one of the biggest retail location in the United States, and it is bigger than some other retail network on the planet. At present Wal-Mart works in excess of 4,150 retail offices all inclusive. Likewise, the organization is the prevailing retail locatio n in Canada, Mexico, and the United Kingdom . 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Osmosis in Different Concentrations Free Essays

I am going to investigate osmosis when potato is placed in different   concentrations of sucrose. I am aiming to witness osmosis in 5   different concentrations of sucrose. I will use 5 varying concentrations so that I have a wider spread to compare the results,   and check that I don’t have any anomalies Prediction Osmosis  is the process of diffusion of water molecules from a weaker   solution into a stronger solution, through a semi  permeable membrane. We will write a custom essay sample on Osmosis in Different Concentrations or any similar topic only for you Order Now The tiny pores in the membrane of the potatoes will allow the water   molecules to go in and out of the potato cell, depending on the   concentration gradient between the potato and the sucrose solution. If   the  water concentration  is lower in the potato than in the sucrose   solution, then water will pass from the sucrose solution into the   potato, and it will gain weight. If there is a higher concentration of   water in the potato, then the water will go out of the potato and into   the sucrose solution, as osmosis is the movement of water molecules   from a region of high concentration to a region of low concentration,   through a semi permeable membrane. So, I predict that the higher the   concentration of sucrose, the lower the weight of the potato as water   from the potato diffuses into the sucrose solution. Predicted graph of results: [IMAGE] Apparatus * 6 test tubes * 6 different concentrations of sucrose solutions * Potato Potato cutter/core * Digital measuring scales * Measuring cylinders * Knife * Test tube racks * Tissue paper Method I will need 1 piece of potato in each tube. As there are 15 tubes I   will have to calculate how many pieces I will need altogether. I think   this would be a suitable calculation: 1Ãâ€"15=15. So, I will pierce out   some pieces of a potato using a core, and then cut 15 slices with a   knif e. Then I will measure 10ml of each of the 6 sucrose solutions   using a measuring cylinder. I will be given these different   concentrated solutions in the general laboratory. I will label the   tubes 1 to 15 and fill each one with 10ml of the solution. Tube 1-3 will have a concentration of 0 Tube 4-6 will have a concentration of 0. 4 Tube 7-9 will have a concentration of 0. 8 Tube 10-12 will have a concentration of 1. 2 Tube 13-15 will have a concentration of 1. 4 I will measure each slice on the measuring scales to identify each   potato slice with its weight before and after immersion in the   sucrose. Having measured each slice on the scale and recorded its   weight, I will then place the slices in the test tube containing the   solution for 24 hours. Then I will empty the solution from the test   tube by pouring it in the sink and remove the potatoes by hand and   place them one by one on the scale. For accuracy, I will make sure   that I wipe off any excess solution on the scale before placing each   new slice on it. I will record the weight after placing them in the   solution for 24 hours. This process will be repeated for tubes 1 to 15   and the results will be noted in a table and then plotted on a line   graph. I will make this a fair test by only varying the concentration of   sucrose and the size of the potato slices, but keeping everything else   the same. The same potato must be used for the whole experiment or   otherwise, the results would differ as the age and sizes might be   different, which means one potato might have more water in it than the   other. I will use a 10ml measuring cylinder so that I can accurately   measure the exact amount of sucrose needed. As the cylinder measures   different sucrose solutions, it has to be washed out each time I measure   another 10ml of sucrose for the next tube, because it may be   contaminated with the different sucrose’s. All the tubes will be kept for   the same time, in the same place, so that the uncontrollable   temperature would not affect the tubes separately. I will not be able to control: * Temperature – because I won’t be in the laboratory for 24 hours,   and the temperature could change in the night, or morning. *Temperature of solution- because I was not able to obtain a thermometer and I was not in the laboratory for 24 hours so it could change. * Weighing scales – because these are digital and therefore, it   produces results by itself. I will be able to control: Concentrations of sucrose – they are already measured * Time – I will do the experiment, and come back the next day at the   same time, and promptly record the results *weight of the potato- I weighed the potato slices before the experiment. For safety in the laboratory, I will be very careful using the sharp   knife which I will be using to cut the potatoes with. I will make sure   that I have an overall so that my clothes don’t get dirty if the   solutions spills. I will remember not to put potatoes or sucrose in my   mouth as they might have been infected by chemicals in the lab, which   are poisonous. I will measure the weight of the potato in grams, and the concentration of sucrose in percentage. I am expecting everything to work out well as I have a perfectly good   method but if I feel that the results may be wrong, I will repeat my   experiment. Preliminary results These are my results: This experiment supports my plan and prediction. The carrot gains   weight in normal water, and decreases weight in concentrated sugar   solutions. By doing this experiment, I believe that my method is good, and it   will work. I think I should specifically be aware of the scales,   because they alter a lot. However, this was carried out at home, so   the cooking scales may have not been so accurate, as accuracy is not   very important in cooking. Results these are my first results. They proved to be wrong. This mistake   would have been made my human. I assume that I used two different   scales, and have got all the weights jumbled up. The weight taken at   the beginning is also not correct, so I may have made a mistake right   from the start. Concentration of sucrose. | Weight before| Weight after| 0| 1. 28| | 0| 1. 33| | 0| 1. 29| | 0. 4| 1. 29| | 0. 4| 1. 27| | 0. 4| 1. 2| | 0. 8| 1. 31| | 0. 8| 1. 3| | 0. 8| 1. 3| | 1. 2| 1. 29| | 1. 2| 1. 37| | 1. 2| 1. 27| | 1. 6| 1. 26| | 1. 6| 1. 3| | 1. 6| 1. 31| | Conclusion I found out that as the concentration of sucrose increases, the weight   of the potato decreases. In water it gained 1. 26 grams, but in 1 Sucrose   solution, it lost 0. 16 grams. My prediction supports my conclusion. I have calculated the average change in weight to have a simple, clear   idea where the experiment is leading me to. Instead of having a large   number of weights, I combined them into one by averaging them. I found   the average by adding the weight gain/loss for each tube and divided   it by three. To find the percentage, I multiplied that decimal by 100. I drew a line graph, and then a line of best fit, which is sloping   downwards, negatively. This proves that the weight is getting lower as   the percentage of the sucrose concentration is getting higher. In my investigation I found a definite relationship between the 2   variables – weight and concentration of sucrose. Any increase in   sucrose concentration led to a decrease in weight. The prediction is supported by the evidence of the graph. Although   there is one anomaly, all the other results stand out and give a   straight line of best fit – exactly as I predicted. The point of   early plasmolysis is where the concentration of sucrose and potato   are even. There is no osmosis taking place at that point. As I said in   my plan, if the water concentration is lower in the potato than in the   sucrose solution, then water will pass from the sucrose solution into   the potato, and it will gain weight. If there is a higher concentration of water in the potato, then the water will go out of   the potato and into the sucrose solution. This is because osmosis is   the movement of water molecules from a region of high concentration to   a region of low concentration, through a semi permeable membrane. The up raise of sucrose is the downfall of potato mass. [IMAGE] Osmosis In osmosis, water diffuses through a semi-permeable membrane. This diagram illustrates the concentrated sugar solution, separated   from dilute sucrose solution by a selectively permeable membrane. This   has pores (holes) in it which are very small, and selects what it   wants to let through i. e. small molecules. Water molecules are very   small. Each one is made of two hydrogen atoms and one oxygen atom. However, sugar molecules are many times larger. In potatoes, the pores   of the membrane only let the water through. There is a higher concentration of sugar molecules on the right-hand   side of the membrane in the diagram, than in the left-hand side. Sugar   molecules would diffuse from the concentrated solution into the dilute   one until they were evenly spread out if there was no membrane, but   they cannot do this as the pores are too small for the sugar to get   through the membrane. Therefore, the small water molecules diffuse   into the concentrated sugar solution, to make it more dilute. This process is called osmosis. It is the diffusion of water molecules   from a place where they are in a higher concentration, to a place   where they are in a lower concentration, through a selectively   permeable membrane. Potato cells plasmolyse in concentrated solutions. This diagram   illustrates a plant cell[IMAGE] (which is similar to a potato cell) in   a concentrated solution. It will lose water by osmosis. The cytoplasm   and the vacuole will shrink. The cell membrane is semi-permeable and the vacuole contains a sucrose   solution. So when a cell is placed in distilled water (high   concentration) water will move across the semi-permeable membrane into   the cell (lower water concentration) by osmosis, making the cell   swell. This cell is called ‘turgid’. In potato cells, the cells would   increase in length, volume and weight because of the extra water in   the potato. If the potato was to be placed in a lower concentration, then the   opposite would happen, because water would move out of the cell into   the solution. If the solution is very concentrated, then a lot of water will diffuse   out of the cell. The cytoplasm and vacuole will keep shrinking, but   the cell wall will not as it is too stiff. As the cytoplasm shrinks   further and further into the centre of the cell, the cell wall gets   left behind. The cell membrane, surrounding the cytoplasm, tears away   from the cell wall. If this happens, the cell is said to be   plasmolysed. The potato will therefore, decrease in length, volume and   weight. Plasmolysis is the point where the membrane is totally detached from   its ell wall, and the potato is killed. Evaluation my experiment shows some accurate results. It concludes the experiment, and proves my prediction. My   final results were quite reliable; due to the precautions I took to make this  a fair test. The graph has a straight slope pointing downwards, which is the   clearest way to understand my prediction. All of them are not that   closely together, neithe r far away, so a line of best fit joins some   tips of the points, and causes it to go straight down. I have one anomalous result, which falls on 0 on the x axis. This   occurred in tube 5, which contained a concentration of 0. 4. Perhaps I did not   carry out that properly. These were the main problems in carrying out the experiment:- * Scales kept moving * Difficult to get out the potato from the core * Potatoes get stuck in tube. * Solution is still left after wiping the potato and the scales * Different scales * couldn’t control the temperature the point of early plasmolysis would not be valid. This is because   I have just plotted it on the graph on a line which suits my results. To prove that it is the right point, I would have to do another   experiment to find that out. The other evidence is likely to be valid, because as all the evidence   links to the results. My investigation is fair because I did not   change many things, expect the concentration of sucrose. I think that I have collected quite a lot of evidence to support my   conclusion. The result table is the main source of evidence. I could   try investigating with more percentages of sucrose concentration, the   size of the potato and have more short intervals between the sucrose’s. This would have a more spread to the results, and therefore, results   can be compared and evaluated more thoroughly. They would be very   accurate as well as reliable. As I have an anomaly, my evidence may not be extremely correct. I   would have to do more research to what I have already done (in the   conclusion) on osmosis, and see what actually happens, and see if it   occurs in plant cells all the time. If I were to repeat the experiment, I would use a very accurate scale,   so that results would come out accurately and then I would have a accurate   average. The graph will be fairly accurate. I would also make sure   that the scale and the potato slices are properly wiped. This is   because if they are not wiped, the weight would increase, and will not   be accurate. I could use a syringe or a burette to measure the 10ml of   sucrose solution, because those two apparatus are very accurate. I would do several more experiments with bigger sizes of potatoes to   obtain more evidence to support my conclusion. I will also do some   research on osmosis, and this will make me certain of my evidence if I   have many to compare with. I will agree with the majority. Overall, I am very pleased with these results and with the evidence I   have so far, that osmosis occurs when there is a high concentration   and a low concentration, both aside a semi-permeable membrane. The   lower concentrated substance diffuses through the membrane to where   there is the higher concentrated substance. How to cite Osmosis in Different Concentrations, Essay examples

Qualitas of Life Foundation Profile

Introduction A great number of people experience difficulties related to financial issues such as insurance or mortgage being an obstacle for these individuals to live in adequate living conditions instead of thinking about methods that can be used to save their houses or other property.Advertising We will write a custom research paper sample on Qualitas of Life Foundation Profile specifically for you for only $16.05 $11/page Learn More In this respect, financial literacy can be considered one of the most appropriate methods to improve the literacy of population in financial issues related to accounting, budgeting, and taxes. The Qualitas of Life Foundation is a non-governmental non-profit organization that deals with immigrants that live in the United States of America. The main function of this organization consists in helping Hispanic immigrants and their families to adjust to the financial policies and prevent scams towards these people. In other wor ds, people should be aware of their rights and duties and should be able to act in accordance with numerous laws and acts in different areas of the financial sector. Qualitas Of Life Foundation: A Brief Overview The organization that should be described in this section was founded by a philanthropist Marcela O. de Rovzar, a Mexican individual with an â€Å"extensive career in capacity building and fundraising†1. The skills and talents of this person and her desire to help immigrants from Spanish-speaking countries enabled her to arrange the operation of this program. Every step in this organization is taken to improve the living condition of people that are not aware of peculiarities of financial issues I the United States of America. Classes are conducted in English and in Spanish though Spanish is the prevailing direction as most immigrants speak Spanish outside their primary job including educational environment. In this respect, staff members of this organization are requ ested to be fluent in English as well as in Spanish to convey the message effectively and be adequate representatives of the organization in the business environment. Speaking and writing activities are conducted in order to explain financial concepts to people and make them practice their newly-acquired skills and knowledge. Accounting and budgeting can help them to arrange their finances in terms of family income and numerous bills to be paid.Advertising Looking for research paper on social sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More As the organization’s main function is closely related to the branch of financial education, the Qualitas of Life Foundation conduct classes and provides Hispanic immigrants with opportunities to obtain knowledge necessary for adequate organization of family finances. Besides, the organization is actively performing building and sustaining functions as a community member establishing relati ons with community-based organizations and making agreements to various financial institutions.2 Every member of the community can take part in the educational activities aimed at â€Å"bring[ing] together diverse groups of Mexicans and Hispanics in support of the immigrant community†3 in order to â€Å"financial literacy for Mexican and Hispanic immigrants.†4 In other words, the organization has built connections with related institutions including the immigrant community that provides immigrants with high degree of support and counseling. Financial literacy is the basic concern for Hispanic immigrants though there are many other difficulties; so, people have to take every chance to improve their skills and raise competitive advantage to be able to get a god job and provide their families with adequate financial support and education. The Way Of Governing CEO and his/her functions The organization is ran by a board of this organization and an Executive Director whose major functions include â€Å"management, accounting and administrative duties, as well as implementing fundraising strategy set by the Board President†.5 In other words, the managerial duties are prevailing for the CEO in this organization. As the Qualitas of Life Foundation is a non-profit organization, the accounting includes investments and arrangement of funds in terms of financial literacy programs and attending of immigrants in financial workshops.Advertising We will write a custom research paper sample on Qualitas of Life Foundation Profile specifically for you for only $16.05 $11/page Learn More Moreover, the CEO can be considered the major person to report to the Board President and Board of Directors. In this respect, all initiatives suggested by the board are to be fulfilled and supervised by the Executive Director. As the primary functions of the CEO of this organization concern the financial workshops activities, this person has to be knowledgeable in financing and education as well as possess good interpersonal skills. Adrià ¡n Franco is the person that currently obtains the position of the Executive Director at the Qualitas of Life Foundation. He is knowledgeable in administration and accounting as well as in educational issues. However, the organization is searching for a person to obtain this position instead of Adrià ¡n Franco while the start date is the January 2011.6 Besides, one of the functions of the new CEO will include the fundraising duties and other activities for mobilizing resources.7 In this respect, administration and management are of primary importance for the executive director of a non-profit organization like the Qualitas of Life Foundation. Size of the governing board The current members of the governing board are President and founder Marcela Orvaà ±anos de Rovzar, secretary Mariel Creo, and board members Alexis Rovzar, Gregorio Schneider, Jose Luis y Eugenia Guerrero.8 Though the s ize of the board might have been changed, the change was helpful because of a number of factors. The first factor concerns the operation of the board and its functions: As the main function of the organization includes the educational workshops related to financial literacy of Hispanic immigrants, it is necessary to organize the work of literacy seminars and classes and establish relations with other financial institutions and educational nonprofits as a part of the cooperation program. The next function of the board includes building and sustaining of the reputation of the organization in order people could rely on the results of the program. Moreover, the CEO reports directly to the board while he is also able to introduce certain changes to the board.9 As a rule, the changes are introduced into the organization in rare cases, mainly due to global changes in the market that can shift the priorities and alter some new vision of the problem hence presenting new ideas for solving new problems.Advertising Looking for research paper on social sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More In this respect, another function of the board is supervision of the work performed by the CEO and approval of his/her activities in terms of granting permission for introduction of changes or other strategic initiatives into organization. So, as the organization works mostly with people that need to improve their financial literacy, they should be ready to take into account the factor of people that includes many aspects. Most of these aspects concern job opportunities, income level, level of education, and general perspectives for employment and further work in the United States of America for Hispanic immigrants. Changes in the governing board Though changes in the Board of Directors can happen in future, it is necessary to take into account that the peculiar features of the organization require certain skills and abilities from people that can be appointed to managerial positions. In this respect, the person that can be a member of the Board of Directors in the Qualitas of Life Foundation should be knowledgeable in administration and accounting, certain financial issues though the basics of financial issues can be sufficient for the member of the board, educational issues, and bilingual approach. It is more likely that the changes in the governing board are not happening due to the fact that the founder remains the Board Director of the organization whereas all other positions are obtained by people who know their business and can contribute greatly to the overall success of the organization. Challenges And Weaknesses Potential weaknesses Potential weaknesses for the organization include the risk management in terms of the global financial crisis and other circumstances that can shift the priorities with regard to employment opportunities and necessity for providing people with financial education. Moreover, experienced administrators who know English as well as Spanish can turn out to be inexperienced in accounting and financial issues. In this respect, l ack of efficient staff members can become a real threat for the organization as the most experienced financial expert can fail to acquire Spanish in order to be able to convey the message to the class. This weakness becomes more threatening with regard to the rising number of immigrants that may want to learn financial literacy to maintain their families adequately. As a result, the organization can face difficulties with hiring appropriate employees who are engaged in education and accounting at the same time. Another potential weakness of the organization concerns the investments that include funding of the Qualitas of Life Foundation by the government though it is a non-governmental organization. The major part of the educational materials is the donation of other educational and financial institutions such as Banamex (Citigroup), â€Å"Little Sisters of the Assumption in East Harlem, Adelante Alliance in Brooklyn, HANDS and Mercy Center in South Bronx, and El Centro and the Jew ish Community Center in Staten Island†.10 Besides, the organization works with other nonprofits on the territory of the United States and Mexico. This means that the alliances are closely related and some difficulties encountered by one organization can be faced by others. Finally, the organization should be more concerned about leadership competences that are of primary importance for the organization that deals with people and educational issues. In this respect, managers have to focus more on the development of leadership competencies so that people were encouraged to acquire knowledge and improve their financial literacy. The potential weakness of this concept concerns the ability of the immigrant community to provide its members with adequate encouragement and counseling in case of certain difficulties. In other words, the organization should monitor the activities of the program members to know the difficulties and be able to predict some changes to respond to those adeq uately. However, the same aspect can be successfully transferred to the competitive advantage. Existing challenges Existing challenges that are relevant to the work of the organization include lack of connections with community members and insufficient support of Hispanic immigrants from other community members in terms of their financial education activities. In this respect, all connections that have been established till the current moment have to be sustained in order to prevent discouragement of people that take part in this program. In other words, members of the organization should monitor and supervise the members of the program so that they could demonstrate their achievements to the full extent. Encouragement and more active involvement can be achieved through advertising which can be considered one of the existing weaknesses. People can learn about the program and its opportunities from friends and other members of the community if they are active participants of the comm unity life in the United States whereas some immigrants fail to sustain relations with the community after arrival. Leadership and its development should be of primary importance for the organization with regard to the rising number of people that have appropriate skills for this type of activity though are discouraged from it. Development of leadership competencies can ensure that all members of the Hispanic immigrant community are active participants of the financial literacy programs. Cultural aspect is very important in terms of the leadership concept.11 Thus, people can fail to adapt to the leadership development policies due to lack of leadership principles in their culture. However, the members of the Hispanic community seem to be very active and ambitious in terms of active participation in the program. Ways of solving problems All the problems that exist in the community in the current moment can be solved with the help of adequate policies adopted for improvement that can be reached in the shortest possible time. In this respect, it is necessary to manage the activities of the organization adequately and try to prevent the slightest difficulties that may possible occur. As prevention is more effective and less harmful than treatment of the developed problem, the manager should adopt the most relevant way for monitoring and surveying the activities typical for this organization. Besides, the most challenging issues may concern the changes in the global market that can hardly be foreseen by an ordinary manager though risk management and appropriate policies can help the organization in managing similar issues. Choosing more adequate style of leadership can be rather helpful in the situation of the global competition. â€Å"Today, people frequently discuss leadership style, which shifts the emphasis from character, which is internal and, to a large extent, inborn, to behavior, which is external and learnable.†12 In this respect, the manager can i ntroduce certain practices that are aimed at examination and identification of the leadership more appropriate for this or that person. Developing leadership competencies in Hispanic immigrants, the members of the organization can find future employees that will adequately provide other generations and waves of Hispanic immigrants with financial literacy services. Moreover, a problem should be defined before being approached; so, the organization can invite an independent expert who is knowledgeable in risk management and similar issues to identify the problem and suggest some ways for solving it. Ongoing Success Models of work The primary issue that should be discussed with regard to the current situation in the organization concerns the funding of the project as the organization can fail to operate effectively relying only on the governmental fees as the source of funding. So, the organization can be invested by educational organizations. Besides, companies interested in financial education of their employees can make agreements with this organization for providing them with adequate services. This means that the organization can become partially nonprofit and partially for-profit. In this case, the organization can continue to provide Hispanic immigrants with services aimed at improving their financial literacy for free as it is a nonprofit organization. At the same time, members of the organization can provide other organizations with similar services for some costs. For instance, the Qualitas of Life Foundation can provide ordinary people with the same services requiring fixed costs to be paid. This option can be interesting for individuals and organizations. Though the organization works in accordance with ordinary class activity model, it is necessary to emphasize its effectiveness because it enables people engaged into this activity to ask certain questions and re-ask if they do not understand something. In this respect, Hispanic immigrants do not only gain knowledge important for their financial issues in family and budgeting but can also be used to improve the existing knowledge in the area of finances and accounting. Adaptation to increase likelihood success The success of the organization is obvious though it can be increased as well as all other benefits of the Qualitas of Life Foundation. Thus, â€Å"†¦understanding and cultivating leadership†13 can be used to increase the success of the organization after thorough analysis of changes that can be potentially implemented and considered beneficial for the organization. In other words, all policies that might be implemented to the organization should be approved by the Board of Directors.14 After endorsement of changes and various beneficial methods and models, it is necessary to plan the implementation of those practices so that the operation was not ruined with application of the previous and new techniques simultaneously. Adaptive capacity is reported as highly important for the organization in case of implementation of various changes.15 The changes should be adjusted to the organization in terms of strategies and methods used in various areas of the organizational activity resulting in success. If the manager fails to apply innovation effectively to the organization, it should be changed because the innovations can be inappropriate for certain sectors of human activity including nonprofit educational organization working with Hispanic immigrants illiterate in financial issues. Conclusion To conclude, it is necessary to overview the general principles of the Qualitas of Life Foundation. This organization is a non-governmental and nonprofit one. It provides Hispanic immigrants with financial education services aimed at increasing the level o living of immigrant population that inhabits the territory of the United States. In other words, the competitive advantage of this organization is that it provides people that are members of the immigr ant community with financial literacy services aimed at improving the level of living and preventing scams that can be faced by immigrants due to differences in financial issues, accounting, and taxes. Every member of the community can obtain the financial education for free because the organization is funded by nonprofit funds such as the governmental fees and programs. Development of leadership competencies and adequate implementation of innovative practices and methods can help the organization to sustain success with regard to changing priorities all over the globe and instability of financial issues because of the financial crisis. Works Cited Crutchfield, Leslie R., Heather McLeod Grant, Fuqua School of Business (Duke University), and Center for the Advancement of Social Entrepreneurship. Forces for Good: The Six Practices of High-Impact Nonprofits. San Francisco, CA: Jossey-Bass, 2008. Print. Dees, J. Gregory, Jed Emerson, and Peter Economy. Enterprising Nonprofits: A Toolkit for Social Entrepreneurs. New York: John Wiley and Sons, 2001. Print. Dym, Barry, and Harry Hutson. Leadership in Nonprofit Organizations. Thousand Oaks, CA: SAGE, 2005. Print. Qualitas of Life Foundation, 2008. Web. Footnotes 1 Qualitas of Life Foundation, 2008. 2 Qualitas of Life Foundation, 2008. Op. cit. 3 Ibid. 4 Ibid. 5 Qualitas of Life Foundation, 2008. Op. cit. 6 Ibid. 7 Dees, J. Gregory, Jed Emerson, and Peter Economy. Enterprising Nonprofits: A Toolkit for Social Entrepreneurs. New York: John Wiley and Sons, 2001. Print, 63-65. 8 Qualitas of Life Foundation, 2008. Op. cit. 9 Ibid. 10 Qualitas of Life Foundation, 2008. Op. cit. 11 Dym, Barry, and Harry Hutson. Leadership in Nonprofit Organizations. Thousand Oaks, CA: SAGE, 2005. Print, 35-36. 12 Dym and Hutson, Op. cit., 37. 13 Crutchfield, Leslie R., Heather McLeod Grant, Fuqua School of Business (Duke University), and Center for the Advancement of Social Entrepreneurship. Forces for Good: The Six Practices of High-Impact Nonprofits. San Francisco, CA: Jossey-Bass, 2008. Print, 212. 14 Dees et al., Op. cit., 41. 15 Crutchfield et al., Op. cit., 131. This research paper on Qualitas of Life Foundation Profile was written and submitted by user Arya D. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Financial strategies of the Confederacy vs. Union governments economic choices

Financial strategies of the Confederacy vs. Union governments economic choices While explaining the economic reality of the Confederacy in times of the Civil War, some fundamentals on the financial strategies of the Confederate and Union governments must be considered.Advertising We will write a custom essay sample on Financial strategies of the Confederacy vs. Union governments’ economic choices specifically for you for only $16.05 $11/page Learn More One of the major points, which is to be taken into account, is the Confederacy’s inflation financing. Thus, one is to keep in mind that there is a direct interdependence between the economic strategies of the Confederacy and their military failure. On the other hand, effective financial choices of the Union are mostly associated with the so-called policy of combination. In other words, summing up loans, taxes and notes determined the success of Union governments’ military engagements. The Thesis Statement The analysis of the economic policy of the Confederacy in time s of the Civil War gives us an opportunity to understand how the government’s ability to secure resources to mobilize military forces influences the success of military engagement. The Body Raising Funds As The Government’s Most Important Step To Succeed As far as Southerners’ economic choices were mostly conditional, one can probably conclude that the major mistake of the Confederacy was that they failed in aggrandizement of federal power, when such opportunity was available. Taking into account the fact that the Confederate governments were mostly focused on states’ rights and slavery, one can suppose that their financial strategies were not static. It seems to be obvious that the government’s ability to raise funds, in order to support military strategies development as well as to reinforce administrative capabilities is extremely important for the war effort.Advertising Looking for essay on history? Let's see if we can help you! Get you r first paper with 15% OFF Learn More Of course, political incentives cannot be neglected, as they also influence financial choices. The Economic Choices Of The Confederacy And The Union The political basis of the Confederacy and the Union concerning war financing gives us an opportunity to trace back the interdependence between economic choices and military outcomes. One of the most important issues, which cannot be ignored, is that â€Å"the key decision-makers on both sides knew each other well from previous experience in Washington; and the military and financial strategies that had been employed throughout the ante-bellum period were common knowledge† (Razaghian 2). In other words, one can make a conclusion that the economic policies of the both sides had to be somewhat similar. In reality, the assumption, however, does not make any sense. It is necessary to remember that the success of the Union can be explained by the government’s right decision to adopt long-term financial strategies. The Confederacy, in their turn, lost time in effortless contemplation. It is a well-known fact that the Confederate government decided to leverage tax power, when such actions were not already necessary. According to Razaghian, the major mistake of the Confederacy was that â€Å"they relied on loans and non-interest bearing notes† (3), while the success of the North can be explained by its government’s decision to collect taxes.Advertising We will write a custom essay sample on Financial strategies of the Confederacy vs. Union governments’ economic choices specifically for you for only $16.05 $11/page Learn More The Importance Of The Key Political Interpretations Generally, there are many opinions on the reasons of the Confederacy’s failure. For instance, the viewpoint that â€Å"the Confederacy lost because of disagreements between Jeffersonian governors and an increasingly centralized r egime in Richmond† (Beringer et al. par. 2) is criticized by many historians, as the key political interpretations seems to be omitted. Lincoln’s Emancipation Proclamation And Its Meaning Lincoln’s Emancipation Proclamation is also to be highlighted, as it increased the chances of Union military victory. Thus, one is to keep in mind that the impact of proclamation was mostly positive, as the Union gained the support of the masses, including the African-American population. Moreover, it should also be pointed out that the inhaitants of both unoccupied and occupied territories provided the North with support. The Demands Of The War So, taking into consideration the financial policies of the sides, one can conclude that taxation can be regarded as the most appropriate strategy to succeed. However, there is a need to state that the demands of the war must be controlled. In other words, as far as the demands can be changed, the government is to react immediately. Thus , new demands require new financial policies to be adopted. For the Confederacy, the understanding that taxes had to be increased came too late. Thus, one of the members of the Confederate government stated: â€Å"We have been compelled to issue a large quantity of Treasury notes, when, perhaps, it would have been more to the true interest of the country to have resorted at first to high taxation† (â€Å"Southern Historical Society Papers† 458-459).Advertising Looking for essay on history? Let's see if we can help you! Get your first paper with 15% OFF Learn More The Conclusion Finally, it is necessary to point out that irrational and short-term economic choices of the Confederacy led to their failure in the Civil War. Immediate mobilization of military resources and reconsideration of certain economic requirements, however, cannot be regarded to be saving, as the North’s resources were more powerful. If the Confederate governments relied on taxation in time, the only effect they could achieve is to limit the resources of the North; although military success could not been gained anyway. It is the interdependence between political incentives and economic choices, which is of primary importance; as the incentives determine military outcomes. Beringer, Richard, Herman, Hattaway, Archer, Jones and William N. Still, Jr. Why the  South Lost the Civil War. Athens: The University of Georgia Press, 1986. Print. Razaghian, Rose. Financing the Civil War: The Confederacy’s Financial Strategy,  2004. â€Å"Southern Historical Society Papers.† New Number Series, 13 (1958):51. Print.

Find out What Mysticetes Are

Find out What Mysticetes Are The term  mysticete  refers to large whales that feed using a filtering mechanism made up of baleen plates. These whales are called mysticetes or baleen whales, and they are in the taxonomic group Mysticeti. This is one out of two major groups of whales, the other of which are the odontocetes or toothed whales. Introduction to Mysticetes Mysticetes are carnivores, but rather than feeding with teeth, they use a straining system to eat great quantities of small fish, crustaceans or plankton in one gulp. This is made possible by their baleen plates - fringed plates made of keratin that hang down from the whales palate in the upper jaw and are supported by its gums.    About Baleen Baleen plates resemble vertical blinds on the outside, but on the inside, they have a fringed edge, which is made up of thin, hair-like tubules. The hair-like tubules extend down on the inside of the whales mouth and are supported on their outside by a smooth, fingernail-like cortex. What is the purpose of this baleen? There are hundreds of baleen plates, and the fringe inside each overlaps to create a strainer that allows the whale to filter its food from the ocean water. To gather its food, the whale will gulp or skim the water, and pass the water in between the baleen plates, trapping the prey inside. By feeding this way, a mysticete can gather large quantities of prey but avoid swallowing much salt water.   Characteristics of Mysticetes The baleen is the characteristic that most defines this group of whales. But there are other things that set them apart from other whales. Mysticetes are generally large animals, and this group contains the largest species in the world - the blue whale. All mysticetes have: Baleen plates, which they use for feedingTwo blowholesSymmetrical skullLower jawbones that are solid and do not join in the middle In addition, female mysticetes are larger than males. Mysticetes vs. Odontocetes Mysticetes can be distinguished in the whale world from odontocetes. These whales have teeth, one blowhole, a skull that is asymmetrical and a melon, which is used in echolocation.   Odontocetes also have more variability in size. Rather than all being large or small, they range in size from under three feet to over 50 feet.   Mysticete Species There are 14 currently recognized species of mysticetes, according to the Society for Marine Mammalogy. Blue WhaleFin WhaleSei WhaleBrydes WhaleHumpback WhaleOmuras WhaleCommon  Minke WhaleAntarctic Minke WhaleBowhead WhaleNorth Atlantic Right WhaleSouthern Right WhaleNorth Pacific Right WhalePygmy Right WhaleGray Whale Pronunciation: miss-tuh-seat References and Further Information Bannister, J.L. Baleen Whales.  In  Perrin, W.F., Wursig, B. and J.G.M. Thewissen. Encyclopedia of Marine Mammals. Academic Press.  p. 62-73.Rice, D.W. 2002. Baleen.  In  Perrin, W.F., Wursig, B. and J.G.M. Thewissen. Encyclopedia of Marine Mammals. Academic Press.  p.61-62.

AUCA Essay Example | Topics and Well Written Essays - 1000 words

AUCA - Essay Example As the author puts it, Florence was a no gone city. Death almost became inevitable to all those who contracted the plague. Dead bodies spread all over the city until churches ran out of space for burying the dead bodies. The solution was to adopt mass graves. Neighbours avoided each other for the fear of contracting the diseases. In fact, some citizens decided to leave the city. It was simply devastating. However, Boccaccio’s choice to introduce his work by this vivid eyewitness account leaves a lot to question especially that the rest of the characters are fictional. In my view, Boccaccio’s decision to introduce Decameron with an eyewitness account was to give the narrative its setting, both time and place. It was certainly written in medieval period and in Florence. This eyewitness account was also to justify the reasons for his characters to leave their city and base their stories in another place. In addition, this eyewitness account serves to add credibility to the author’s stories. For example, it would have been very difficult for him to set grounds as to why the seven women and the three men had to leave their Florence into another city. Furthermore, since this society was traditionally patriarchal, it would have been so hard for Boccaccio to convince his readers the reason as to why the men decided to give up their powers so that they could be ruled by the women. Therefore, the eyewitness account served to exemplify how the plague affected the social set-up of the society such that there was even a reversal of gender roles. The story revolves around Saladin, an Islam sultan and Melchizedek who was a wealthy Jew. Saladin was both generous and easy to lead his people into war. This attributes caused his treasury to run short of money. Saladin only option was to approach Melchizedek in the hope that he would bail him from bankruptcy. Unfortunately, Melchizedek was miser and he would hardly lend Saladin

Improving Web Security Essay Example | Topics and Well Written Essays - 750 words

Improving Web Security - Essay Example The security of passwords was not of as much worth decades ago as it is today and this is not the sole responsibility of the institutions/bodies that offer email or banking services etc. One must consider taking multiple measures in order to increase the strength of passwords and tighten the security. It is necessary to have the understanding of how the passwords are compromised despite high security algorithms deployed by respective institutions. The easiest way of tracing the passwords of people is to introduce agent software i.e. a spyware into their computer systems to monitor, record and transmit the details of each and every activity people perform including password entries at different sites. This happens through emails, chats and downloading form unauthentic websites like pornographic sites etc. A good internet security firewall installation can handle this situation quite effectively but the possibilities of breaches remain. One of the indications is that the computer syste m takes unusual time in processing usual transactions because of the added work that spywares perform. The other reasons of password compromise include the careless selection of passwords and their redundant usage at different forums to save the hassle of memorization. Sometimes it happens that the communication between the user and the respective body like bank is intercepted by introduction of a lookalike page instead. The users most of the times remain unable to figure out the differences in haste and deliver the actual information to the false page. Redundant passwords cause more damage as the leakage of just one, opens multiple personal horizons of a person’s life before the hackers and cyber criminals. IMPROVING CONTRIBUTIONS OF PASSWORD PROTECTION FOR INFORMAITON SECURITY The baseline of information security lies in the basic structure of the information system itself. The following steps, if taken for the better management of the system would be massive contributions to the improvement of password protection for information security. Information security is an iterative process. It is essential that this process must first be controlled; it should then be planned, implemented, evaluated and maintained. CONDUCTION OF RISK ANALYSIS The use of risk analysis identifies the security requirements of the IT Customers. IMPROVING MINIMUM SECIRUTY BASELINE The feasibility of the requirements assessed in the risk analysis should be compared with the current security assessment and implementation structure of the organization. CONSTRUCTION OF SLA. SLA or Service level agreement between the customers dealing with an organization and the IT management of the company is required to be made. This agreement defines the measurable terms of the information security requirements. It also contains details of the specification of this achievement. OLAs Operational Level Agreements provide the detailed instructions of the implementation of the information security Req uirements. These instructions are negotiated and defined. SLA AND OLA IMPLEMENTATION The successful implementation of the SLA and OLA are done. The regular outcomes of the implementation at every transaction done are monitored. Repots about their outcomes are shared with the customer. The feedback from the customers leads to modification of the implemented information secur